Do Surviving Spouses Have Rights to a 401(k) or an IRA?

by Jessica Asselin | Apr 17, 2026 | Estate Planning

Takeaways Whether a surviving spouse automatically inherits a retirement account depends on its legal structure. Employer plans like 401(k)s generally default to the spouse due to federal law. IRAs do not have this automatic protection; the account goes to the...

Estate Planning During a Divorce: Four Key Considerations

by Jessica Asselin | Nov 18, 2025 | Estate Planning

Takeaways Review and update legal documents. Divorce necessitates reviewing and updating existing legal documents such as wills, trusts, health care proxies, and powers of attorney, as well as potentially retitling jointly owned assets. Understand the implications on...

Generation Gaps Among Americans in Retirement Planning

by Jessica Asselin | May 16, 2025 | Estate Planning, Inheritance

Takeaways Retirement planning confidence varies significantly across generations, influenced by economic factors and unique challenges. Current retirees advise paying down debt, beginning to save early, and utilizing employer-sponsored plans for successful retirement....

Wealth Building With Cryptocurrency: A Generational Divide

by Jessica Asselin | Mar 18, 2025 | Inheritance

Takeaways Many older Americans shy away from cryptocurrencies as an investment vehicle for their retirement. Millennials and Gen Z also view cryptocurrencies as risky — but as a risk worth taking. We’re living in an increasingly digital world where virtually all areas...